Small Business Insurance & Business Owners Policy
Small business insurance Dallas, TX
If you are looking for insurance options for business insurance, have a question or would like help with anything, just let us know. We are happy to help and thank you for considering us. Partnering with Hillco Insurance gives you a helping hand when looking for protection for your business.
Small business insurance can also be called commercial insurance. Small business insurance is designed to help protect your company that you have created. Small business insurance really starts off with a Business Owners Policy, which contains (3) main coverages, but should not be limited to:
- Property Damage coverage
- Bodily injury coverage
- Income replacement
The coverages are also able to customized to fit what you need for your small business. You are able to add additional coverages such as:
- Commercial auto
- Errors & Omissions
- Workers' comp coverage
Small Business Insurance for:
- Arborists insurance
- Landscaping insurance
- Lawn care insurance
- Contractors insurance
- Construction insurance
- Plumbers insurance
- Electrician insurance
- Pool contractor insurance
- Dental office insurance
- Health care facility insurance
- Medical office insurance
- Barber shop insurance
- Hair salon insurance
- Pet groomers
- Pet trainers
- Vet insurance
- Bakery insurance
- Catering insurance
- Restaurant insurance
- Handyman insurance
- Woodworker insurance
- Personal trainer insurance
- Photographer insurance
- Bed & Breakfast insurance
- Food truck insurance
- Mobile detailing insurance
If a fire or natural disaster strikes, you could lose your business property. Bodily injury becomes important if a client slips and falls on your property and you are not able to cover the high costs of the medical bills. There are several coverages that are available for small businesses to cover you against these types of losses. This is where Hillco Insurance implements risk management to help you with these risks, and provide you with available options. We work with several companies to not only offer adequate coverages, but to also make sure that you are getting the best price.
What Is Small Business Insurance?
You may have just opened a restaurant, started a construction company or even purchased that retail space that you have always wanted. All of these small businesses have one thing in common, you need small business insurance. Small business insurance can help protect your adventure that you’ve worked so hard for. The right small business insurance will help you be covered from:
- Slip and falls & other accidents to clients
- Extreme weather and fire
- Errors and omissions
- Workers’ comp claims.
General liability insurance helps protect businesses from claims that it caused bodily injuries or property damage to someone else’s belongings. It can also help protect your business from claims of personal injury, like libel or slander.
Business property insurance, also known as commercial property insurance, helps protect your owned or rented physical building and the tools and equipment used to operate your company.
Business income insurance, also known as business interruption coverage, helps replace your lost income if you can’t operate because of covered property damage. This includes damage from a fire, wind or theft.
Workers’ compensation insurance gives your employees benefits if they get a work-related injury or illness. Also known as workers’ comp insurance, it can help pay for an injured worker’s medical expenses, medical treatments and lost wages. Most states require employers to carry workers’ comp.
Commercial auto insurance helps keep you and your employees safe on the road while driving a company-owned vehicle for business.
Professional liability insurance, also known as errors and omissions insurance, helps protect your company against claims that it made a mistake in the professional services given to a client.
Cyber liability insurance Data breach insurance, which some insurers call cyber liability insurance., helps pay for you to respond to a breach if personally identifiable information gets lost or stolen.
Give us a call or send us a text to discuss your options at (214)-960-0873
Email: sales@hightouchinsurance.com
